SmokeSignals Logo Large

        digitaledition3

 WalletHub032017
 Cities with the best and worst credit scores ranked by percentile. PHOTO COURTESY WALLETHUB

WalletHub lists cities with highest and lowest credit scores in 2017

With negative records from the Great Recession continually dropping off consumers’ credit reports and debt levels pushing toward to pre-recession highs, the free-credit-score website WalletHub today released a study on the Cities with the Highest & Lowest Credit Scores in 2017 to illustrate which areas need the most work and to help consumers track their progress.

We clearly need all the help we can get, considering that the average American has a credit score of 669 and 10 percent of the largest U.S. cities have “bad” credit. So WalletHub also prepared some tips to guide people to credit improvement and all the savings that come with it. You can find a few highlights below, including the highest average credit scores by city size.

  Large Cities   Midsize Cities   Small Cities
  1 San Francisco, CA (712)   1 Highlands Ranch, CO (733)   1 The Villages, FL (779)
  2 Honolulu, HI (710)   2 Naperville, IL (724)   2 Los Altos, CA (757)
  3 Seattle, WA (698)   3 The Woodlands, TX (723)   3 Lexington, MA (756)
  4 San Jose, CA (697)   4 Centennial, CO (722)   4 Sun City West, AZ (756)
  5 Boston, MA (696)   5 Sunnyvale, CA (722)   5 Saratoga, CA (754)
  6 New York, NY (693)   6 Bellevue, WA (722)   6 Sun City Center, FL (753)
  7 Minneapolis, MN (690)   7 Carlsbad, CA (720)   7 Green Valley, AZ (750)
  8 Portland, OR (689)   8 Cary, NC (720)   8 Colleyville, TX (749)
  9 San Diego, CA (686)   9 Fremont, CA (719)   9 Pittsford, NY (748)
  10 Omaha, NE (682)   10 Boulder, CO (719)   10 Needham, MA (748)

For the full list, visit:
https://wallethub.com/free-credit-score/#cities

4 Key Credit-Improvement Tips

  1. Find Out Where You’re Starting From: It’s impossible to gauge progress without a baseline. There are plenty of free-credit-score sites to choose from, including WalletHub, which is the only one offering free daily updates. 
  2. Check Your Credit Report for Errors: Roughly 1 in 5 credit reports contains an error. Reviewing your credit reports – you can get your full TransUnion report from WalletHub – and disputing any inaccuracies you find could help you achieve some quick credit-score gains. 
  3. Make Sure Positive Information Is Flowing: A steady stream of positive information into you credit reports is needed to establish a track record of financial responsibility or diminish the importance of previous mistakes. Opening a secured credit card is one of the easiest ways to accomplish this.
  4. Don’t Show Desperation for Credit: Don’t apply for credit cards too frequently. And don’t use all of the credit made available to you.

For more information on these and other credit-improvement strategies, visit:
https://wallethub.com/edu/improve-credit-score/19579/

Save

Save

Newest Stories - Living

Big Canoe living can be good for your health

Big Canoe living can be good for your health Living in a place like Big Canoe...

Dr. Dale Cannon, cardiologist, to speak at Squires & Stags

Dr. Dale Cannon, cardiologist, to speak at Squires & Stags Dr. Dale Cannon, a five-star cardiologist...

Friendship Forces to schedule small group dinners

Friendship Forces to schedule small group dinners The Friendship Force is one of the many clubs...

Northside Hospital offers free skin cancer screening in Cumming

Northside Hospital offers free skin cancer screening in Cumming Did you know that skin cancer is...

Anderson discusses 6 major issues facing Big Canoe

Anderson discusses 6 major issues facing Big Canoe An enthusiastic gathering of nearly 90 gathered for...

Squires & Stags hosts POA’s Anderson Aug. 4

Squires & Stags hosts POA’s Anderson Aug. 4 “Six major issues facing Big Canoe” will be...

POA’s Anderson to address Squires & Stags Aug. 4

POA’s Anderson to address Squires & Stags Aug. 4 “Six major issues facing Big Canoe” will...

Great Decisions groups to form for Fall 2017

Great Decisions groups to form for Fall 2017 There has been sufficient interest at Big Canoe...

Travel Club changes August meeting date

Travel Club changes August meeting date The date of the Big Canoe Travel Club meeting featuring...

North Gate Station saloon opening on the Fourth

North Gate Station saloon opening on the Fourth The long anticipated opening of the Honey Dip...

Legacy of Caring events raise $100,000 for charity

Legacy of Caring events raise $100,000 for charity A yearlong effort by the Big Canoe Chapel...

New car club formed at Big Canoe for people who…

New car club formed at Big Canoe for people who like cars A new car club...

Leadership Big Canoe to host reception July 19

Leadership Big Canoe to host reception July 19  Are you interested in learning how you can...

Knowledge Series Board seeks new members for its advisory council…

Knowledge Series Board seeks new members for its advisory council  Openings need to be filled on...

NGV line up June meeting

  NGV line up June meeting The North Georgia Veterans (NGV) June meeting/luncheon will be held Wednesday...

Advertisement

Advertisement

SmokeSignals Online
11293 Big Canoe
Big Canoe, GA 30143
PH: 770-893-1594

©2017 Big Canoe News